Cursed at birth, Charlene ''Chuck'' Manchester hires out her own bad luck, providing disaster where someone else can profit.

A warehouse job goes wrong--meaning Chuck destroys the place according to plan, but the authorities finally catch up to her--not to mention the curse she's run from her whole life. A vengeful cult leader, a mob matriarch, and an insurance investigator on a quest finally have her where they want her. But Chuck won't let bad luck stop her, even if she has to seek out allies she turned her back on a long time ago.