“Heroism doesn't come cheap, so when superheroes borrow money to finance their genetic enhancements or crime-fighting supercomputers, their debts make student loans look like I.O.U.s! Enter the Paybacks, a repo squad composed of bankrupt former heroes here to foreclose on everybodys secret lairs!”

— Dark Horse Comics

Led by the shadowy Mr. Pierce, the Paybacks is a super-repossession and loan shark organization that enslaves any heroes or villains who fail to pay them back, while confiscating all of their property.